Ronald Grant, , answer questions taken from an interview on March, 2004 on
Adelphia's Public Access Television program called "What Questions You Should
Be Asking For Your Financial Future". Ronald was one of 7 experts asked to
speak on this very important topic.
on the question that you would like Ronald Grant, to answer.
L.Grant, is a Long-Term Care Specialist, SM. He has lectured extensively
on Long-Term Care issues and options. Mr. Grant is the past President of the Camarillo
Chamber of Commerce, past President for three years of the Senior Nutrition Action
Council of Ventura County, member of the 37th Assembly District Insurance Advisory
Committee, past member of the Ventura County Health Underwriters, and has completed
special training to sell the California Partnership Long-Term Care.
will benefit from my expertise in designing protection
of their assets and freedom of choice. I specialize only in
Long-Term Care Insurance, and market no other products. Because
I am appointed by 7 of America's top LTCI companies, I am
able to shop on a client's behalf for the best product to
meet their needs and wishes".
the agent how many policies he or she has sold in dollar amount in one
year? The greater the dollar amount an agent has and the longer the agent has
been selling Long -Term Care Insurance the more experienced the agent should be.
Someone that just started selling Long -Term Care Insurance is likely not to know
the right questions to ask or how to create the proper plan for you. Remember
the greater the knowledge your agent has the more informed you will be and he
easier it will be to make the right decision. Just because an agent has been selling
Insurance for a long time does not mean he or she knows how to sell Long -Term
Care Insurance. Long-Term Care Insurance is a very complex product. Always try
to use a specialist, remember no agent can be all things to all clients. Long
-Term Care is not about insurance; it is about solving problems that may arise
if you or a family member becomes incapacitated.
the agent if he or she represents just one company? Never buy Long -Term
Care Insurance from an agent that represents just one company. When you purchase
from one company it may be right for the agent and the company but not for client.
Not all companies offer the same benefits, options, rates, discounts or underwriting
guidelines so you should have multiple companies to choose from. The more choices
you have the better chance you have of purchasing the right policy for you.
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